Practice Areas for Insurance Claims & Disability Benefits in Michigan
At JuneLaw, we specialize in handling a wide range of practice areas to support clients in Michigan with their insurance and disability claims. Our practice areas include:
Navigating the complexities of insurance claims can be daunting, especially with the challenges posed by the Employee Retirement Income Security Act (ERISA). ERISA can allow insurers to take advantage of complicated rules, so it’s crucial to have an experienced attorney like JuneLaw to protect your rights and ensure you receive the benefits you’re entitled to.
Accidental Death & Dismemberment (AD&D) Insurance Claims in Michigan
Accidental death insurance should provide benefits if the insured dies in an accident. However, insurance companies often find reasons to deny claims. If your accidental death claim is denied, it’s important to consult a lawyer experienced in handling these complex insurance disputes.
Auto Accident Injury Claims & Michigan No-Fault Insurance
Did you know that over half of brain injuries result from auto accidents? We have been handling these cases for more than 30 years. Michigan’s no-fault auto insurance covers medical expenses but navigating its complexities can delay payment and require repayment to health insurers.
Our firm ensures you receive all eligible benefits, including coverage for home modifications and caregiving. With recent changes to Michigan’s no-fault law, consulting an experienced lawyer is essential to resolve disputes and protect your rights.
Wrongful Death Claims in Michigan | Legal Help & Representation
Michigan’s wrongful death statute allows compensation when someone dies in an auto accident caused by another party. Navigating this law and finding the right insurance coverage can be complex. We have the experience needed to help you get the maximum benefits available.
Dealing with Health Insurance Liens After an Auto Accident
If your health insurance pays for medical bills from an auto accident, they may place a lien on your settlement. Without proper handling, you could end up paying out of pocket. We have the expertise in both health coverage and no-fault law to protect your rights.
Health Insurance Denials and Coverage Issues
Health insurance is vital, but insurers often deny coverage when it’s needed most. If you’re facing a coverage denial or complicated paperwork, we can help you navigate the appeals process and secure the care you deserve.
Residential Care for Mental Health and Addiction Treatment
Insurance companies are required to cover residential care for mental health and addiction, just like other medical treatments. However, they often deny coverage, claiming treatment is “out of network” or “not medically necessary.” Don’t let insurance issues prevent you from getting the care you need.
Social Security Disability Insurance
If you become disabled, you may be entitled to Social Security Disability benefits. Many applications are denied initially, requiring reconsideration or an appeal. Navigating this process can be complex, and we can help ensure you receive the benefits you deserve.
Life Insurance Claim Denials in Michigan: Get the Benefits You Deserve
Life insurance companies are obligated to pay benefits quickly after the death of an insured individual. However, many survivors face frustration when insurers wrongfully deny life insurance claims during their most vulnerable time.
Insurance providers may cite reasons like policy exclusions, fraud, or administrative errors to justify denial. These denials add to the grief of families who are already dealing with a loss. Let us help you navigate the process and secure the life insurance payout you and your loved ones are entitled to.
Life Insurance Beneficiary Disputes
Life insurance beneficiary disputes often arise when a policyholder passes without updating their beneficiary, especially in cases of divorce. This can result in unintended payouts to former spouses. Acting quickly is crucial to protect your rights. These disputes are typically handled in federal court under ERISA, and we can help resolve them efficiently.
Long Term Disability (LTD) Insurance: Protecting Your Rights
Long term disability (LTD) insurance is essential when illness or injury prevents you from working, providing financial support for you and your family. You have the right to the compensation promised to you, allowing you to focus on recovery without financial stress.
However, insurance companies often have teams dedicated to denying claims, sometimes using tactics like biased medical reviews or misleading evidence. If your LTD benefits are denied or discontinued, it’s crucial to seek assistance early.
Social Security Disability Insurance: Get the Benefits You Deserve
If you’re unable to work due to a disability, you may need to apply for Social Security Disability Insurance (SSDI) benefits. In some cases, your long-term disability insurer may even require you to apply.
While Social Security benefits are your right, many SSDI applications are denied initially. This often leads to a lengthy reconsideration process and potentially an appeal hearing. Navigating this complex system can be challenging. We’ll guide you through the process to help you secure the benefits you’re entitled to.