We are providing remote conferencing during the Covid-19 crisis
We are providing remote conferencing during the Covid-19 crisis
We are providing remote conferencing during the Covid-19 crisis
The best advice we can give you is to call us. No two insurance claims are the same, and we can best help you if we learn more about your specific situation. The sooner you call us, the more we can help you. Here are a few things you can do that may help:
If you get your benefits through your employer, you should contact the benefits office or human resources department of your company to fully understand your benefits package. Surprisingly, many people don't even know what benefits they have. In order to deal with a crisis, and it is important to ask about this. Similarly, your insurance company should send you a copy of your policy and "declarations" or a summary of your benefits. You are entitled to request this if you do not have it already.
ERISA is the acronym the Employee Retirement Income Security Act of 1974, a massive federal law that governs most employee benefits furnished through private employers. If you get your insurance or benefits through your or a family member's employment, ERISA probably governs your claim. However, if you work for a government entity of any kind, then ERISA probably does not apply to you.
ERISA is a very complicated law, and in many situations, it "preempts" or overrules state laws. The procedures that have been developed by courts for handling ERISA benefit claims can seem unusual, even to most lawyers, and it is important to know and follow the right process.
Under ERISA, employers are required to administer benefits according to a written plan, which is typically very legalistic and difficult for laypeople to understand. Consequently, ERISA requires employers to furnish employees with a "summary plan description" of their benefits. The summary plan description is supposed to be written in plain language and explain your benefits and any claim procedures in a manner that you can understand. If you don't have a summary plan description for your employer-provided benefits, you should request it.
Lawsuits to resolve ERISA benefit denials must be filed in federal court. The litigation process for these claims is very specialized.
Yes, we have dealt with a great many different insurance companies, including:
The best advice we can give you is to call us. No two insurance claims are the same, and we can best help you if we learn more about your specific situation. The sooner you call us, the more we can help you. Here are a few things you can do that may help:
If you get your benefits through your employer, you should contact the benefits office or human resources department of your company to fully understand your benefits package. Surprisingly, many people don't even know what benefits they have. In order to deal with a crisis, and it is important to ask about this. Similarly, your insurance company should send you a copy of your policy and "declarations" or a summary of your benefits. You are entitled to request this if you do not have it already.
ERISA is the acronym the Employee Retirement Income Security Act of 1974, a massive federal law that governs most employee benefits furnished through private employers. If you get your insurance or benefits through your or a family member's employment, ERISA probably governs your claim. However, if you work for a government entity of any kind, then ERISA probably does not apply to you.
ERISA is a very complicated law, and in many situations, it "preempts" or overrules state laws. The procedures that have been developed by courts for handling ERISA benefit claims can seem unusual, even to most lawyers, and it is important to know and follow the right process.
Under ERISA, employers are required to administer benefits according to a written plan, which is typically very legalistic and difficult for laypeople to understand. Consequently, ERISA requires employers to furnish employees with a "summary plan description" of their benefits. The summary plan description is supposed to be written in plain language and explain your benefits and any claim procedures in a manner that you can understand. If you don't have a summary plan description for your employer-provided benefits, you should request it.
Lawsuits to resolve ERISA benefit denials must be filed in federal court. The litigation process for these claims is very specialized.
Yes, we have dealt with a great many different insurance companies, including:
