We are providing remote conferencing during the Covid-19 crisis
We are providing remote conferencing during the Covid-19 crisis
It seems simple. If an insurance company sells an accidental death insurance policy to someone, the insurance company should pay benefits if that person dies in an accident. But all too frequently, the insurance company comes up with reasons to avoid paying benefits. Many of these insurance policies are governed by the Employee Retirement Income Security Act (ERISA), which allows insurers to take advantage of obscure rules that most people do not understand.
The insurance company may concoct some way to blame the death on "sickness" so they can claim it was not the result of an accident. Or they claim that a policy exclusion applies to this type of accident. Sometimes they claim there was some flaw in the paperwork when the insurance policy was purchased, and that it cannot be corrected now.
It can take sophisticated legal work to win these cases; so don't try to do it alone. The sooner you call us, the more we can help you (734) 481-1000.
It seems simple. If an insurance company sells an accidental death insurance policy to someone, the insurance company should pay benefits if that person dies in an accident. But all too frequently, the insurance company comes up with reasons to avoid paying benefits. Many of these insurance policies are governed by the Employee Retirement Income Security Act (ERISA), which allows insurers to take advantage of obscure rules that most people do not understand.
The insurance company may concoct some way to blame the death on "sickness" so they can claim it was not the result of an accident. Or they claim that a policy exclusion applies to this type of accident. Sometimes they claim there was some flaw in the paperwork when the insurance policy was purchased, and that it cannot be corrected now.
It can take sophisticated legal work to win these cases; so don't try to do it alone. The sooner you call us, the more we can help you (734) 481-1000.